How To Join

This Credit Union is a mutual help organization, charted and supervised by the National Credit Union Administration of Washington D.C., with a regional office in Austin, Texas. Membership is comprised of employees, spouses and family members of the Bandera, Center Point, Comfort, Harper, Hunt, Ingram, Kerrville, Medina, Fredericksburg Independent School Districts, and Grace Christian School, Notre Dame Catholic School, Hill Country Retired Teachers association and Schreiner University.

The Credit Union is owned and operated by its members; it serves members only. Simple and fast loan procedures are available to put cash in your hands when you need it. Savings are federally insured up to at least $250,000 per account.

Saving and borrowing the "credit union way" is made attractive through the use of payroll deduction, direct deposit, and electronic means.

Be sure to call or come by to see us and inquire about our free checking accounts, interest rates on certificates of deposit, savings accounts and loans. You will be pleased that you did!

Initial fee to join is $15. Of this $15, $5 is a one-time membership fee and $10 is the minimum balance in a share (savings) account.

Office location: 1018 Sidney Baker, Kerrville, half a block from Antler Stadium.

You will be required to provide a Social Security Card and an unexpired Drivers License in accordance with our Customer Information Policy (click to view).